Our Products

Mortgages

Our comprehensive panel of lenders gives you access to the intermediary market with a vast range of mortgage products to meet the needs of your clients. We have access to a number of high street lenders, building societies and specialist lenders.

We have access to some exclusive and semi exclusive products to give our members access to a wide range of solutions to help your clients achieve their goals. Our range of lenders is always expanding to reflect industry changes and to help ensure that you can provide a full range of products to your clients.

Specialist Buy to Let

Our buy to let solutions are flexible to support both first time and experienced landlords. Our ability to source products with flexible interest options mean we can provide the facility of deferring a proportion of the interest and retain shortfalls to assist in completing complex cases, as an example.

We have access to a range of lenders that will lend to mainstream applicants but also to first time buyers and first-time landlords, ex-pats, foreign nationals, Ltd Co’s, portfolio landlords, HMO’s, Multi Unit Freehold Blocks, and holiday lets.

We are also able to access loans of up to 85% LTV and exclusive products only available via First 4 Bridging with interest rates starting from 1.19% per annum.

Bridging loans

A bridging loan can be useful if you need to borrow money for a short period of time. It can help if you want to buy a new home before selling your old one for an example. Bridging loans can also be used if you buy a property at auction, where you’ll need the money within a short space of time.

We compare bridging finance from multiple lenders to find the most suitable and affordable deal for your clients. With our streamlined processes we are already one step ahead and can get your application approved usually within the hour! We know that speed is of the essence when it comes to bridging finance and can complete cases in a very short period of time.

Development Loans

We offer a range of development loans from a range of lenders. Whether your client is a seasoned professional or just starting out with a few projects under their belt, we can help to finance your client’s project. We have access to lenders that will finance land with and without planning permission as well as projects requiring heavy refurbishment and ground up development.

General Insurance

We offer our members a panel of market leading insurers for general insurance, enabling advisors to offer their clients a varied choice of provider to suit their personal circumstances. Our providers, The Source and Paymentshield offer a range of 5 star Defaqto rated insurance products via trusted brands, so you rest assured they will have the best cover at a reasonable cost.

Secured Loans

We have access to a number of second charge lenders who can cater for all of your clients circumstances; whether they have a slightly impaired credit history, or CCJ’s we will be able to offer a product to suit.

Secured loans can be an ideal way to assist clients in raising additional funds for various purposes, such as debt consolidation, home improvements or raising funds for additional property purchases.

Commercial and semi commercial loans

We offer a range of commercial mortgages from a vast range of lenders that can help your clients purchase a new property or refinance existing properties or portfolios. From small shops to large warehouses, we can accommodate your needs.

Protection

We offer our members access to a panel of market leading insurers for protection, enabling advisors to offer a range of options for their clients regardless of circumstances and needs.